Loans up to R350 000 with low interest

Arcadia Finance helps you in the search for loans from different banks and lenders through our loan broker partners. Fill in a free application and get loan offers from up to 19 banks and lenders. We only work with trusted loan brokers who collaborate with NCR licensed banks and lenders in South Africa.

  • Multiple loan offers
  • No impact on your credit score
  • Free application – Get approved today

Compare top lenders

Together with our partners, we provide access to up to 19 reputable banks and lenders. Explore offers tailored to your needs and choose the most suitable offer. Each lender abides by the regulations outlined by the South African National Credit Regulator (NCR).

How much do you need?

Over 2 million South African's have chosen Arcadia Finance

*Representative example: Estimated repayments of a loan of R30 000 over 36 months at a maximum interest rate including fees of 27,5% APR would be R1232.82 per month.
Loan amount R100 - R350 000. Repayment terms can range from 3 - 72 months. Minimum APR is 5% and maximum APR is 60%.
Myloan

We work with Myloan.co.za. A leading loan marketplace in South Africa.

You will receive your loan offers immediately after completing the loan application. Check what kind of loan offers you will get!

Who can apply for a loan?

  • You are over 18 years old
  • You are employed and employment has lasted for more than 6 months
  • Your loan should not be more than 8 times your monthly income

Compare loans in 3 easy steps

step1

Fill in our application

Complete our loan application in minutes. Just enter your details and choose your desired loan amount.

step2

Choose a loan offer

Based on your responses, you will receive a variety of personalised offers from up to 19 lenders.

step3

Get your money

You are free to accept or decline the offers as you please. The offers are non-binding.

Why use Arcadia Finance?

  • 100% free: The application is free and does not include any hidden fees.
  • Quick & easy: The whole application process is done online in minutes.
  • Convenient: Compare up to 19 banks & lenders from one application.
  • Non-binding: You decide if you want to accept or decline your offers.
  • Safe: Your personal data is safe with us – read more here.

What is Arcadia Finance?

Arcadia Finance helps South Africans in the search for loans from different banks and lenders through our loan broker partners. We provide access to up to 19 reputable banks and lenders. By completing our loan application you will get multiple loan offers, which you can compare and select the most suitable offer. The service we offer is completely free of charge and you will not commit to anything by requesting for loan offers via Arcadia Finance. We only work with trusted loan brokers who collaborate with NCR licensed banks and lenders in South Africa.

The loan application is free, and you can pick from a variety of 19 respected lenders. We only work with trusted loan brokers who collaborate with NCR licensed banks and lenders in South Africa.

After submitting your loan application to us, we will send it through our loan broker partners to a number of different banks and lenders for review. Within minutes, you’ll receive a variety of loan options that are available for you. Select the one that best fits your needs.

Remember, all offers are non-binding, so if you don’t find what you’re looking for, you’re free to decline.

Frequently Asked Questions

What is Arcadia Finance?

Arcadia Finance is an online loan broker; not a lender. We offer a service that connects South African consumers to multiple banks and lenders with one application, enabling you to compare and select the most suitable loan offer.

How much does it cost to use Arcadia Finance?

It is completely free and non-binding to compare loans using Arcadia Finance.

What are the basic requirements for borrowing money?

– You are over 18 years old
– You are employed and employment has lasted for more than 6 months
– Your loan should not be more than 8 times larger than your monthly income

Will I be accepted for a loan?

This totally depends on the lenders. Each loan provider will have different terms and amounts that they offer based on your circumstances. If you have a good credit history and earn enough to cover the repayment amounts, there shouldn’t be any problem getting a loan.

Will searching for a loan affect my credit score?

Searching for a loan with Arcadia Finance will have minimal to no impact on your credit score. What affects your credit score the most is how you manage your loan after it has been granted.

How much can I borrow?

With Arcadia Finance, you can borrow between R100 to R350 000, depending on your needs and eligibility​.

What are the minimum and maximum payment terms?

The repayment period varies between 3 and 72 months depending on your needs and on the agreed loan conditions.