Ashton

Arcadia Finance - Marketing

I've been diving into online marketing and content creation, with a focus on personal finance and funding. But I'm not about dull finance content – I aim to create material that not only educates but genuinely helps. My mission? "Beyond information, I'm here to inspire!" Let's explore the world of finance together!

Credit Bureaus in South Africa

Credit Bureaus in South Africa

22 August 2024

Credit bureaus are crucial to South Africa’s financial system, serving as custodians of credit information for both individuals and businesses. By collecting, storing, and reporting ...

Report a Scammer

How to Report a Scammer?

21 August 2024

In a time when digital fraud is becoming more common, knowing how to report a scammer is vital for safeguarding yourself and others. Scammers often ...

How to Save Money Monthly in South Africa

20 August 2024

Saving money each month doesn’t have to be a challenge. With a few simple strategies, you can make small changes that add up to significant ...

Budget Your Salary

How to Budget Your Salary

19 August 2024

If your monthly net income is around R15,000, how do you plan to cover accommodation, groceries, insurance, medical expenses, debt repayments, and leisure activities without ...

Become a Millionaire in South Africa

How to Become a Millionaire in South Africa?

15 August 2024

Achieving millionaire status is a goal many people aim for, and in South Africa, where economic opportunities come with their own set of challenges, the ...

Ask for a Salary Increase

How to Ask for a Salary Increase?

14 August 2024

If you believe your efforts and contributions merit better compensation, you have two primary options: pursue a higher-paying job or ask for a salary increase ...

Loan Disbursement

What is Loan Disbursement?

13 August 2024

Loan disbursement is a crucial phase in the borrowing process, where the lender releases the agreed-upon funds to the borrower. This stage marks the activation ...

Financially Free

How to be Financially Free?

12 August 2024

Financial freedom is a goal that many strive for, though it can often seem out of reach. It means having adequate savings, investments, and readily ...

Best Holiday Destinations in South Africa

Best Holiday Destinations in South Africa

7 August 2024

South Africa, with its stunning scenery and rich cultural heritage, offers a range of unique holiday destinations to suit every traveller. From the majestic views ...

Emergency Fund

What is an Emergency Fund?

6 August 2024

An emergency fund, often seen as a key component of financial stability, is a reserved amount of money set aside to handle unexpected expenses without ...

Electric Cars in South Africa

Electric Cars in South Africa: The Future?

5 August 2024

Electric cars are guiding South Africa towards a more eco-friendly future, challenging traditional automotive norms and prompting a significant change in consumer behaviour. As the ...

Need a Loan to Pay All Debts

Need a Loan to Pay All My Debts

2 August 2024

Struggling with overwhelming debt can be a daunting experience, leaving you feeling trapped and uncertain about your financial future. One potential solution to manage and ...

Cash Converters Loan Review

1 August 2024

Cash Converters [cashconverters.co.za] is a well-known South African brand that was established in 1994. With several branches across South Africa as well as internationally, they ...

Good Car Loan Interest Rates

What is a Good Interest Rate for a Car?

31 July 2024

When financing a new or used car, understanding what makes an interest rate favourable can have a significant impact on your overall costs and monthly ...

Barclays Bank Branch Code

Barclays Bank Branch Code

30 July 2024

When handling financial transactions, particularly those involving banks, having the right information is vital for seamless and accurate processing. One essential piece of information is ...

Save for Retirement

Save for Your Retirement in South Africa

29 July 2024

Saving for retirement in South Africa is a crucial step in ensuring a comfortable and secure future, especially given the unique economic challenges and opportunities ...

Voluntary Sequestration

Voluntary Sequestration in South Africa

27 July 2024

If you’re struggling to manage your debt payments and feel overwhelmed, ignoring the issue can have serious consequences with your creditors, potentially leading to legal ...

Retirement Annuity

Why Choose a Retirement Annuity? The Benefits Explained

26 July 2024

A retirement annuity is a long-term investment tool designed to help individuals save for their retirement, offering tax advantages and a disciplined approach to financial ...

Overdraft Loan

What is an Overdraft Loan?

25 July 2024

With an overdraft loan, banks give customers the flexibility to access extra funds beyond their available balance, helping to manage financial shortfalls. This short-term credit ...

Sassa R350 and R370 differences

SASSA R350 vs. R370: What are the Differences?

24 July 2024

The South African Social Security Agency (SASSA) offers various grant programmes to support vulnerable citizens, including the R350 and R370 grants. While both grants aim ...

Repo Rate Increase

What Happens When Repo Rate Increases?

23 July 2024

When the South African Reserve Bank (SARB) announces an increase in the repo rate, it signals a shift in monetary policy that impacts everyone from ...

TymeBank Review

22 July 2024

TymeBank [tymebank.co.za] has become an important player in South Africa, offering a smooth mix of technology and financial services aimed at making banking simpler for ...

Standard Chartered Bank Branch Code

Standard Chartered Bank Branch Code

19 July 2024

Banking can often seem complex, but understanding key details such as the Standard Chartered Bank branch code can simplify your financial dealings. Each Standard Chartered ...

Exchange Foreign Money in South Africa

Where Can I Exchange Foreign Money in South Africa?

18 July 2024

Travelling abroad and returning with leftover foreign currency is a common situation for many South Africans. Whether you have euros from a European trip, dollars ...

Hollard Bank Branch Code

Hollard Bank Branch Code

17 July 2024

When managing banking transactions, knowing the correct branch code is crucial for ensuring smooth and accurate processing. Hollard Bank, a well-known financial institution in South ...

Credit Score Needed to Buy a Car

What Credit Score is Needed to Buy a Car?

16 July 2024

When buying a car in South Africa, understanding your credit score is crucial. Your credit score can greatly impact your ability to secure a loan ...

Register a Company in South Africa

How to Register a Company in South Africa

15 July 2024

Starting a business in South Africa offers a range of opportunities in a vibrant and expanding economy. However, the process of registering a company can ...

Write off car

How to Handle a Car Write-Off

12 July 2024

In South Africa, having a car written off can be a challenging experience, often leaving vehicle owners uncertain about the process and its implications. Whether ...

RMB Private Bank Branch Code

RMB Private Bank Branch Code

10 July 2024

For efficient management of your financial transactions, knowing your bank’s branch code is crucial. RMB Private Bank, renowned for its personalized financial solutions, uses a ...

Best Bank in South Africa

Which Bank is the Best in South Africa

9 July 2024

Given the wide range of financial institutions offering various services and products, selecting the best bank in South Africa can be challenging. From cutting-edge digital ...

South African Post Bank Branch Code

8 July 2024

Having the correct branch code is essential for efficient banking transactions. South African Post Bank plays a key role in the country’s financial system, and ...

REPO rate

What is the REPO Rate?

5 July 2024

The repo rate, also known as the repurchase rate, is a crucial financial term that plays a pivotal role in the economy, influencing various aspects ...

Access Bank Branch Code

Access Bank Branch Code

4 July 2024

Access Bank in South Africa, formerly known as Grobank Limited and previously the South African Bank of Athens, is renowned for its excellent financial services ...

Fuel Price Expectations South Africa

Fuel Price Expectations South Africa

2 July 2024

As South Africa grapples with fluctuating fuel price trends, understanding the factors influencing these changes is increasingly important for consumers and businesses alike. From global ...

Sasfin Branch Codes

Sasfin Bank Branch Code

1 July 2024

Sasfin Bank, a prominent financial institution in South Africa, utilizes a distinctive branch code system that sets it apart from other banks. The branch code ...

Side Hustle Ideas

Side Hustle Ideas in South Africa

28 June 2024

Exploring creative and practical ways to supplement your income can lead to financial stability and personal fulfillment. From utilizing your existing skills to discovering new ...

Bidvest Bank Branch Code

26 June 2024

Bidvest Bank, a well-established financial institution in South Africa, offers a range of banking and financial services tailored to meet the needs of both individuals ...

FICA documents

What are FICA Documents?

25 June 2024

Understanding the Financial Intelligence Centre Act (FICA) documents is vital for anyone involved in financial transactions in South Africa. These documents are necessary for verifying ...

Old Mutual Branch Code

Old Mutual Branch Code

24 June 2024

When handling your finances, having knowledge of the specific codes for your banking transactions is essential. One such vital code is the branch code, which ...

Monthly Budget Template

Monthly Budget Template

19 June 2024

Managing your finances effectively is crucial for maintaining financial stability and achieving long-term goals. A monthly budget template can be an invaluable tool in helping ...

Investec Branch Codes

Investec Branch Code

17 June 2024

The Banking Sector often involves understanding various codes and numbers, one of which is the branch code. For Investec clients, knowing their branch code is ...

Jobs in Demand in South Africa

Jobs in Demand: The Future of South Africa’s Job Market

14 June 2024

As South Africa navigates through economic shifts and technological advancements, the job market is evolving rapidly, creating numerous opportunities for those with the right skills ...

Peer-to-Peer Lending

Peer-to-Peer Lending in South Africa

13 June 2024

Peer-to-peer lending, often abbreviated as P2P lending, presents a revolutionary approach to borrowing and investing, circumventing traditional financial intermediaries such as banks. This groundbreaking financial ...

African Bank Branch Code

African Bank Branch Code

12 June 2024

When handling financial transactions, having precise and accurate information is essential. One important detail is the bank branch code, which ensures your funds are directed ...

Difference between being pre-qualified and pre-approved

Pre-Qualified vs. Pre-Approved: What’s the Difference?

11 June 2024

Understanding the distinction between being pre-qualified and pre-approved is important in various financial contexts, beyond just mortgages. Whether you’re seeking a credit card, a personal ...

Discovery Bank Branch Code

Discovery Bank Branch Code

10 June 2024

Understanding the Discovery Bank branch code is crucial for anyone looking to simplify their banking transactions and ensure smooth beneficiary additions at other banks. This ...

Savings Challenge

Savings Challenge

7 June 2024

Many South Africans face challenges with saving money, especially amid rising living costs and persistent debt. While the immediate solution might seem to be increasing ...

Mercantile Bank Branch Code

Mercantile Bank Branch Code

6 June 2024

In the field of banking, ensuring seamless and secure fund transfers is paramount. One crucial element facilitating this process is the branch code. For customers ...

Transfer Fees on Property

Transfer Fees on Property in South Africa

5 June 2024

Transfer fees on property in South Africa are an essential consideration for any prospective homeowner or investor. These fees encompass various costs, including transfer duty, ...

TymeBank Branch Code

TymeBank Branch Code

4 June 2024

When managing your finances with TymeBank, understanding the branch code system is important. Branch codes are unique numerical identifiers for bank branches, streamlining the processing ...

Amazon South Africa

Amazon’s South African Launch: A Slow Start

3 June 2024

Amazon’s entry into South Africa has been notably modest. The initial offering is quite limited, intentionally so. Calling it ‘underwhelming’ might be an understatement. The ...

Rand Strength

Could 2024 Be the Year the Rand Regains its Strength?

2 June 2024

The rand has faced challenges, experiencing a 9% drop against the US dollar in 2023 and a significant 17% decline over the past two years. ...

Eskom's New Stage 16 Load Shedding Schedules

Eskom’s New Stage 16 Load Shedding Schedules are a Complete Nightmare

1 June 2024

Stage 12 entails a daunting 24-hour power outage, but the situation is about to worsen… Reports reveal that there are now 16 stages of load ...

Generator Prices

Generator Prices: How Much Does it Cost to Buy and Operate a Generator

31 May 2024

Thinking about getting a generator to handle load shedding? If so, it’s important to understand the potential costs. Buying and installing a generator is a ...

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