Same day emergency loans
- Offers from up to 16 banks & lenders
- Quick payment
- Free application without commitment
- Transparent process with no hidden fees
Compare top lenders
Together with our partners, we provide access to up to 19 reputable banks and lenders. Explore offers tailored to your needs and choose the most suitable offer. Each lender abides by the regulations outlined by the South African National Credit Regulator (NCR).
You will receive your loan offers immediately after filling up the loan application. Check what kind of loan offers you will get!
Who can apply for a loan?
- You are over 18 years old
- You are employed and employment has lasted for more than 6 months
- Your loan should not be more than 8 times larger than your monthly income
Compare loans in 3 easy steps
Fill in our application
Complete our loan application in minutes. Just enter your details and choose your desired loan amount.
Choose a loan offer
Based on your responses, you will receive a variety of personalized offers from up to 19 lenders.
Get your money
You are free to accept or decline the offers as you please. The offers are non-binding.
Why use Arcadia Finance?
- 100% free: The application is free and does not include any hidden fees.
- Quick & easy: The whole application process is done online in minutes.
- Convenient: Compare up to 16 banks & lenders with one application.
- Non-binding: You decide if you want to accept or decline your offers.
- Safe: Your personal data is safe with us – read more here.
What is Arcadia Finance?
Arcadia Finance helps South Africans in the search for loans from different banks and lenders through our loan broker partners. We provide access to up to 19 reputable banks and lenders. By filling our loan application you will get multiple loan offers, which you can compare and select the most suitable offer. The service we offer is completely free of charge and you will not commit to anything by requesting for loan offers via Arcadia Finance. We only work with trusted loan brokers who collaborate with NCR licensed banks and lenders in South Africa.
Secure your loan effortlessly with Arcadia Finance
The loan application is free, and you can pick from a variety of 16 respected lenders. We only work with trusted loan brokers who collaborate with NCR licensed banks and lenders in South Africa.
After submitting your loan application to us, we will send it through our loan broker partners to a number of different banks and lenders for review. Within minutes, you’ll receive a variety of loan options that are available for you. Select the one that best fits your needs.
Remember, all offers are no-binding, so if you don’t find what you’re looking for, you’re free to decline.
Frequently Asked Questions
Arcadia Finance is an online loan broker and not a lender. Offering a service that connects South African consumers to multiple banks and lenders with one application, enabling you to compare and select the most suitable loan offers.
It is completely free and non-binding to compare loans on Arcadia Finance.
– You are over 18 years old
– You are employed and employment has lasted for more than 6 months
– Your loan should not be more than 8 times larger than your monthly income
This totally depends on the lenders. Each loan provider will have different terms and amounts that they offer based on your information. If you have a good credit history and earn enough to cover the repayment terms, there shouldn’t be any problem getting a loan.
Searching for a loan with Arcadia Finance will have no to minimal effect on your credit score. What affects your credit score the most is how you handle your loan repayment.
With Arcadia Finance, you can borrow anywhere from R100 to R350 000, depending on your needs and eligibility.
The repayment period for these loans varies, allowing you to choose terms between 3 to 72 months, depending on your needs and the loan agreement.
