Instant loans with immediate payout

You will receive your loan offers immediately after filling up the loan application. Check what kind of loan offers you will get!

  • Borrow R100 – R350 000
  • Loan offers from up to 16 banks & lenders
  • Quick application and payment
  • Free application without commitment

Compare top lenders

Together with our partners, we provide access to up to 19 reputable banks and lenders. Explore offers tailored to your needs and choose the most suitable offer. Each lender abides by the regulations outlined by the South African National Credit Regulator (NCR).

How much do you need?

Over 2 million South African's have chosen Arcadia Finance

*Representative example: Estimated repayments of a loan of R30 000 over 36 months at a maximum interest rate including fees of 27,5% APR would be R1232.82 per month.
Loan amount R100 - R350 000. Repayment terms can range from 3 - 72 months. Minimum APR is 5% and maximum APR is 60%.
Myloan

We work with Myloan.co.za. A leading loan marketplace in South Africa.

  • You are over 18 years old
  • You are employed and employment has lasted for more than 6 months
  • Your loan should not be more than 8 times larger than your monthly income

What is Arcadia Finance?

Arcadia Finance helps South Africans in the search for loans from different banks and lenders through our loan broker partners. We provide access to up to 19 reputable banks and lenders. By filling our loan application you will get multiple loan offers, which you can compare and select the most suitable offer. The service we offer is completely free of charge and you will not commit to anything by requesting for loan offers via Arcadia Finance. We only work with trusted loan brokers who collaborate with NCR licensed banks and lenders in South Africa.

Compare loans in 3 easy steps

step1

Fill in our application

Complete our loan application in minutes. Just enter your details and choose your desired loan amount.

step2

Choose a loan offer

Based on your responses, you will receive a variety of personalized offers from up to 19 lenders.

step3

Get your money

You are free to accept or decline the offers as you please. The offers are non-binding.

Get your loan hassle-free through Arcadia Finance. There’s no application fee, and you can pick from up to 18 respected lenders. Each lender follows the regulations enforced by the National Credit Regulator in South Africa.

Frequently Asked Questions

What is an instant loan?

An instant loan is a type of loan that offers immediate approval and quick disbursement of funds, often within hours or the same day.

Will I be accepted for an instant loan?

This totally depends on the lenders. If you have a good credit history and earn enough to cover the repayment terms, there shouldn’t be any problem getting a loan.

How much can I borrow?

You can apply for up to R350 000 through Arcadia Finance.

How long can I borrow for?

Our current partners offer a maximum tenure of 72 months for an unsecured loan.