Learn everything about loans in one place. Discover types of loans, compare rates, and get tips to secure the best loan for your financial needs.
21 February 2025
Interest rates in South Africa fluctuate throughout the year, influenced by economic conditions, inflation, and decisions made by the South African Reserve Bank (SARB). For ...
Read more
3 February 2025
Receiving a SASSA grant offers crucial financial assistance to individuals in need, yet it may not always be sufficient to handle unforeseen costs or emergencies. ...
Read more
Fill in our short application and we will compare over 10 banks and lenders for you. Our service is free of charge and without any commitment from your side
Apply now!
7 February 2025
Selecting an appropriate loan provider is crucial for ensuring financial stability, whether your aim is to manage debt, achieve a personal milestone, or expand your ...
Read more
12 February 2025
Making additional contributions towards your personal loan or car repayments each month can offer substantial financial benefits. This approach may help reduce the total interest ...
Read more
26 January 2025
When considering a loan, understanding how much you qualify for based on your salary is essential for making informed decisions. Whether you’re planning to buy ...
Read more
5 January 2025
Unexpected circumstances arise in everyone’s life. Perhaps a family emergency required you to borrow money at high interest rates to address urgent needs. However, you ...
Read more
26 January 2025
A personal loan is a practical way to access funds for significant expenses beyond your immediate budget. It can also simplify finances by consolidating multiple ...
Read more
12 February 2025
If you are unable to purchase a vehicle outright with cash, you are likely among the majority of buyers who require financing to make the ...
Read more
12 February 2025
A personal loan provides a flexible financing option that can be utilised for various needs, such as covering unforeseen expenses, making significant purchases, or consolidating ...
Read more
8 February 2025
A personal loan serves as a practical financial solution, offering access to credit for larger expenses that may be difficult to cover immediately. It can ...
Read more
12 February 2025
Having access to a bank account is often considered a prerequisite for securing a loan, as it provides lenders with a way to assess your ...
Read more
12 February 2025
A personal loan serves as a practical financial solution, offering access to funds that enable you to cover significant expenses that may be challenging to ...
Read more
12 February 2025
Applying for a loan can be an exciting yet nerve-wracking experience, especially when you’re unsure how long it will take to get approved. Whether you’re ...
Read more
8 February 2025
Personal loans have gained popularity as a financing choice for individuals needing to cover various expenses, from debt consolidation to large purchases. Unlike credit cards, ...
Read more
13 February 2025
Refinancing a personal loan allows you to replace your existing loan with a new one, often at a lower interest rate and with reduced monthly ...
Read more
10 February 2025
Securing a personal loan can be a valuable option for South Africans looking to cover urgent expenses or finance essential purchases. Whether it’s for home ...
Read more
13 February 2025
A missed payment sends a significant warning to both credit bureaus and lenders, often indicating that you may be facing financial difficulties. This alert can ...
Read more
8 February 2025
Personal loans can be a useful financial tool for consolidating high-interest debts, funding home improvements, or achieving other goals. However, while they offer fixed payments ...
Read more
8 February 2025
When considering a personal loan, understanding your credit score’s impact on eligibility and loan terms is crucial. Personal loans can provide quick access to funds ...
Read more
13 February 2025
When you make loan payments, a portion goes towards reducing the principal, while the rest covers interest and other charges. But how exactly does the ...
Read more
8 February 2025
An unsecured loan provides a flexible and accessible way to borrow money without needing to offer assets like property or a car as collateral. Ideal ...
Read more
13 February 2025
When considering a loan in South Africa, comparing offers is essential to finding the best deal that suits your budget and financial needs. This process ...
Read more
8 February 2025
Finding the right personal loan in South Africa can be challenging, particularly if you’re looking for options that are easy to qualify for. Whether you ...
Read more
8 February 2025
If you need to consolidate credit card balances, manage unexpected medical expenses, or finance significant life events such as a wedding, a personal loan can ...
Read more
13 February 2025
When considering financial products like loans, understanding repayment structures, particularly monthly instalments, is vital. Whether you’re taking out a short-term loan for an emergency or ...
Read more
12 February 2025
Personal loans are a common solution for individuals in South Africa seeking to cover unexpected expenses, consolidate debt, or finance major purchases. However, not everyone ...
Read more
12 February 2025
Loan terms outline the specific conditions and agreements that apply when obtaining a loan. These generally cover the repayment period, interest rate, any fees, penalties ...
Read more
12 February 2025
A credit-builder loan involves making regular, fixed payments into a designated savings account over a set period. Once the loan term ends, the lender returns ...
Read more
12 February 2025
Taking out a loan can be useful for covering large expenses, but not everyone qualifies for the same loan amount. If you’re considering applying for ...
Read more
8 February 2025
In certain situations, you might need additional funds to cover an unexpected emergency, finance a significant expense, or manage finances for a period. In these ...
Read more
8 February 2025
Loans are a vital financial tool for achieving various goals, whether it’s buying a home, funding education, or expanding a business. They come in different ...
Read more
12 February 2025
Credit bureaus are crucial to South Africa’s financial system, serving as custodians of credit information for both individuals and businesses. By collecting, storing, and reporting ...
Read more
14 August 2024
Loan disbursement is a crucial phase in the borrowing process, where the lender releases the agreed-upon funds to the borrower. This stage marks the activation ...
Read more
16 February 2025
Struggling with overwhelming debt can be a daunting experience, leaving you feeling trapped and uncertain about your financial future. One potential solution to manage and ...
Read more
8 February 2025
With an overdraft loan, banks give customers the flexibility to access extra funds beyond their available balance, helping to manage financial shortfalls. This short-term credit ...
Read more
8 February 2025
Peer-to-peer lending, often abbreviated as P2P lending, presents a revolutionary approach to borrowing and investing, circumventing traditional financial intermediaries such as banks. This groundbreaking financial ...
Read more
8 February 2025
Understanding the distinction between being pre-qualified and pre-approved is important in various financial contexts, beyond just mortgages. Whether you’re seeking a credit card, a personal ...
Read more
8 February 2025
South African Social Security Agency (SASSA) pensioners are elderly citizens who receive a monthly pension from the government to support their daily needs. Pensioners often ...
Read more
8 February 2025
Starting a business is never easy, especially when it comes to securing the necessary funding. In South Africa, where the entrepreneurial spirit is strong, many ...
Read more
10 February 2025
When it comes to loan providers, companies can host and offer a wide range of financial solutions to their clients. So which is the best ...
Read more
26 January 2025
An interest rate is the amount that borrowers pay for the privilege of using someone else’s money, typically expressed as a percentage of the amount ...
Read more
8 February 2025
A wedding loan is a financial product designed specifically to help couples cover the expenses of their big day. As weddings can be a significant ...
Read more
8 February 2025
Interest rates play a vital role in the lending industry, determining the cost of borrowing for individuals and businesses. While interest rates can fluctuate, it’s ...
Read more
12 July 2024
Selecting the ideal credit solution depends on your requirements from the credit facility. Among the available choices, a revolving loan stands out for its adaptability, ...
Read more
8 February 2025
Navigating the complex terrain of credit cards, student loans, and auto loans can be quite daunting, particularly when juggling multiple payments and outstanding balances. Consolidating ...
Read more
8 February 2025
Looking for a fast cash solution? A personal loan can offer quick access to cash without the steep interest rates often associated with credit cards, ...
Read more
8 February 2025
Do you have multiple loan repayments that you cannot manage? Do you have several loans that leave you with little to no money at the ...
Read more
6 February 2025
Debt counseling is a process crafted to assist South Africans grappling with their financial responsibilities. When someone finds it challenging to meet their monthly financial ...
Read more
6 February 2025
In South Africa, when dealing with credit agreements, you may encounter the term “Section 129 letter.” This isn’t just another piece of correspondence; it’s a ...
Read more
13 February 2025
In South Africa, being “blacklisted” is a term used to describe individuals who have a negative credit history or unpaid debts, which can significantly impact ...
Read more
6 February 2025
The car finance industry in South Africa is extensive and diverse. It offers a wide array of options for individuals looking to finance a vehicle, ...
Read more
6 February 2025
Vehicle finance, in its simplest form, is a way for people to buy cars without having to pay the full price upfront. Think of it ...
Read more
6 February 2025
The National Credit Act (NCA) is a piece of legislation in South Africa that came into effect in 2005. Its primary goal is to regulate ...
Read more
6 February 2025
A Loan Against Property (LAP) is a straightforward financial concept. Essentially, it involves using your property as collateral to secure a loan from a bank ...
Read more
