Learn everything about loans in one place. Discover types of loans, compare rates, and get tips to secure the best loan for your financial needs.
25 March 2025
WhatsApp loan scams are on the rise in South Africa, targeting people who need quick cash. Scammers pretend to be legitimate lenders, offering easy approval ...
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25 March 2025
Borrowing money can offer immediate relief or help fund important life goals, but it’s never free—every loan comes with its own costs. While interest rates ...
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23 March 2025
Using your vehicle as collateral for a loan has become a straightforward way to access funds quickly. Many individuals consider this option, but a poor ...
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23 March 2025
Mashonisas, or informal lenders, play a significant role in South Africa’s lending market, particularly in low-income areas where access to formal credit is limited. With ...
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9 March 2025
As South Africa moves through 2025, interest rates are a key factor for anyone planning to take out a loan. With economic conditions steadying and ...
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9 March 2025
Interest rates in South Africa fluctuate throughout the year, influenced by economic conditions, inflation, and decisions made by the South African Reserve Bank (SARB). For ...
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3 February 2025
Receiving a SASSA grant offers crucial financial assistance to individuals in need, yet it may not always be sufficient to handle unforeseen costs or emergencies. ...
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7 February 2025
Selecting an appropriate loan provider is crucial for ensuring financial stability, whether your aim is to manage debt, achieve a personal milestone, or expand your ...
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12 February 2025
Making additional contributions towards your personal loan or car repayments each month can offer substantial financial benefits. This approach may help reduce the total interest ...
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9 March 2025
When considering a loan, understanding how much you qualify for based on your salary is essential for making informed decisions. Whether you’re planning to buy ...
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2 March 2025
Unexpected circumstances arise in everyone’s life. Perhaps a family emergency required you to borrow money at high interest rates to address urgent needs. However, you ...
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26 January 2025
A personal loan is a practical way to access funds for significant expenses beyond your immediate budget. It can also simplify finances by consolidating multiple ...
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12 February 2025
If you are unable to purchase a vehicle outright with cash, you are likely among the majority of buyers who require financing to make the ...
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12 February 2025
A personal loan provides a flexible financing option that can be utilised for various needs, such as covering unforeseen expenses, making significant purchases, or consolidating ...
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8 February 2025
A personal loan serves as a practical financial solution, offering access to credit for larger expenses that may be difficult to cover immediately. It can ...
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12 February 2025
Having access to a bank account is often considered a prerequisite for securing a loan, as it provides lenders with a way to assess your ...
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12 February 2025
A personal loan serves as a practical financial solution, offering access to funds that enable you to cover significant expenses that may be challenging to ...
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12 February 2025
Applying for a loan can be an exciting yet nerve-wracking experience, especially when you’re unsure how long it will take to get approved. Whether you’re ...
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8 February 2025
Personal loans have gained popularity as a financing choice for individuals needing to cover various expenses, from debt consolidation to large purchases. Unlike credit cards, ...
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13 February 2025
Refinancing a personal loan allows you to replace your existing loan with a new one, often at a lower interest rate and with reduced monthly ...
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10 February 2025
Securing a personal loan can be a valuable option for South Africans looking to cover urgent expenses or finance essential purchases. Whether it’s for home ...
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13 February 2025
A missed payment sends a significant warning to both credit bureaus and lenders, often indicating that you may be facing financial difficulties. This alert can ...
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8 February 2025
Personal loans can be a useful financial tool for consolidating high-interest debts, funding home improvements, or achieving other goals. However, while they offer fixed payments ...
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8 February 2025
When considering a personal loan, understanding your credit score’s impact on eligibility and loan terms is crucial. Personal loans can provide quick access to funds ...
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13 February 2025
When you make loan payments, a portion goes towards reducing the principal, while the rest covers interest and other charges. But how exactly does the ...
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8 February 2025
An unsecured loan provides a flexible and accessible way to borrow money without needing to offer assets like property or a car as collateral. Ideal ...
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13 February 2025
When considering a loan in South Africa, comparing offers is essential to finding the best deal that suits your budget and financial needs. This process ...
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8 February 2025
Finding the right personal loan in South Africa can be challenging, particularly if you’re looking for options that are easy to qualify for. Whether you ...
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8 February 2025
If you need to consolidate credit card balances, manage unexpected medical expenses, or finance significant life events such as a wedding, a personal loan can ...
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13 February 2025
When considering financial products like loans, understanding repayment structures, particularly monthly instalments, is vital. Whether you’re taking out a short-term loan for an emergency or ...
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12 February 2025
Personal loans are a common solution for individuals in South Africa seeking to cover unexpected expenses, consolidate debt, or finance major purchases. However, not everyone ...
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12 February 2025
Loan terms outline the specific conditions and agreements that apply when obtaining a loan. These generally cover the repayment period, interest rate, any fees, penalties ...
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12 February 2025
A credit-builder loan involves making regular, fixed payments into a designated savings account over a set period. Once the loan term ends, the lender returns ...
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12 February 2025
Taking out a loan can be useful for covering large expenses, but not everyone qualifies for the same loan amount. If you’re considering applying for ...
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8 February 2025
In certain situations, you might need additional funds to cover an unexpected emergency, finance a significant expense, or manage finances for a period. In these ...
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3 March 2025
Loans are a vital financial tool for achieving various goals, whether it’s buying a home, funding education, or expanding a business. They come in different ...
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12 February 2025
Credit bureaus are crucial to South Africa’s financial system, serving as custodians of credit information for both individuals and businesses. By collecting, storing, and reporting ...
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14 August 2024
Loan disbursement is a crucial phase in the borrowing process, where the lender releases the agreed-upon funds to the borrower. This stage marks the activation ...
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16 February 2025
Struggling with overwhelming debt can be a daunting experience, leaving you feeling trapped and uncertain about your financial future. One potential solution to manage and ...
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9 March 2025
With an overdraft loan, banks give customers the flexibility to access extra funds beyond their available balance, helping to manage financial shortfalls. This short-term credit ...
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8 February 2025
Peer-to-peer lending, often abbreviated as P2P lending, presents a revolutionary approach to borrowing and investing, circumventing traditional financial intermediaries such as banks. This groundbreaking financial ...
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8 February 2025
Understanding the distinction between being pre-qualified and pre-approved is important in various financial contexts, beyond just mortgages. Whether you’re seeking a credit card, a personal ...
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8 February 2025
South African Social Security Agency (SASSA) pensioners are elderly citizens who receive a monthly pension from the government to support their daily needs. Pensioners often ...
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8 February 2025
Starting a business is never easy, especially when it comes to securing the necessary funding. In South Africa, where the entrepreneurial spirit is strong, many ...
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10 February 2025
When it comes to loan providers, companies can host and offer a wide range of financial solutions to their clients. So which is the best ...
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26 January 2025
An interest rate is the amount that borrowers pay for the privilege of using someone else’s money, typically expressed as a percentage of the amount ...
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8 February 2025
A wedding loan is a financial product designed specifically to help couples cover the expenses of their big day. As weddings can be a significant ...
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8 February 2025
Interest rates play a vital role in the lending industry, determining the cost of borrowing for individuals and businesses. While interest rates can fluctuate, it’s ...
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12 July 2024
Selecting the ideal credit solution depends on your requirements from the credit facility. Among the available choices, a revolving loan stands out for its adaptability, ...
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8 February 2025
Navigating the complex terrain of credit cards, student loans, and auto loans can be quite daunting, particularly when juggling multiple payments and outstanding balances. Consolidating ...
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8 February 2025
Looking for a fast cash solution? A personal loan can offer quick access to cash without the steep interest rates often associated with credit cards, ...
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8 February 2025
Do you have multiple loan repayments that you cannot manage? Do you have several loans that leave you with little to no money at the ...
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23 March 2025
Debt counseling is a process crafted to assist South Africans grappling with their financial responsibilities. When someone finds it challenging to meet their monthly financial ...
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6 February 2025
In South Africa, when dealing with credit agreements, you may encounter the term “Section 129 letter.” This isn’t just another piece of correspondence; it’s a ...
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