17 December 2024
Can I Use a Personal Loan to Buy a Car?
If you are unable to purchase a vehicle outright with cash, you are likely among the majority of buyers who require financing to make the ... Read more
Loans
Learn everything about loans in one place. Discover types of loans, compare rates, and get tips to secure the best loan for your financial needs.
18 December 2024
What Can a Personal Loan Be Used For?
A personal loan provides a flexible financing option that can be utilised for various needs, such as covering unforeseen expenses, making significant ...
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15 December 2024
How Old Do You Have to Be to Get a Personal Loan
A personal loan serves as a practical financial solution, offering access to credit for larger expenses that may be difficult to cover immediately. It...
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9 December 2024
Can You Get a Loan Without Bank Account?
Having access to a bank account is often considered a prerequisite for securing a loan, as it provides lenders with a way to assess your ... Read more
9 December 2024
Typical Personal Loan Requirements: Are You Eligible?
A personal loan serves as a practical financial solution, offering access to funds that enable you to cover significant expenses that may be challengi...
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8 December 2024
How Long Does a Loan Take to Approve?
Applying for a loan can be an exciting yet nerve-wracking experience, especially when you’re unsure how long it will take to get approved. Whether y...
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9 December 2024
Pros And Cons Of Personal Loans
Personal loans have gained popularity as a financing choice for individuals needing to cover various expenses, from debt consolidation to large purcha...
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20 November 2024
When to Refinance a Loan?
Refinancing a personal loan allows you to replace your existing loan with a new one, often at a lower interest rate and with reduced monthly ......
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9 December 2024
How To Get Approved For A Personal Loan? 9 Ways
Securing a personal loan can be a valuable option for South Africans looking to cover urgent expenses or finance essential purchases. Whether it’s f...
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15 November 2024
Behind On Loan Payments? 7 Ways To Catch Up
A missed payment sends a significant warning to both credit bureaus and lenders, often indicating that you may be facing financial difficulties. This ...
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20 November 2024
8 Things Not to Use a Personal Loan For
Personal loans can be a useful financial tool for consolidating high-interest debts, funding home improvements, or achieving other goals. However, whi...
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9 December 2024
What is the Minimum Credit Score for a Personal Loan?
When considering a personal loan, understanding your credit score’s impact on eligibility and loan terms is crucial. Personal loans can provide quic...
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11 November 2024
What is the Principal of a Loan?
When you make loan payments, a portion goes towards reducing the principal, while the rest covers interest and other charges. But how exactly does the...
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5 November 2024
What are the Main Advantages of an Unsecured Loan?
An unsecured loan provides a flexible and accessible way to borrow money without needing to offer assets like property or a car as collateral. Ideal Read more
14 November 2024
How to Compare Loan Offers from Different Lenders
When considering a loan in South Africa, comparing offers is essential to finding the best deal that suits your budget and financial needs. This proce...
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5 November 2024
Easiest Personal Loans to Get in South Africa
Finding the right personal loan in South Africa can be challenging, particularly if you’re looking for options that are easy to qualify for. Whether...
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30 October 2024
How Does a Loan Application Work and What to Look Out For?
If you need to consolidate credit card balances, manage unexpected medical expenses, or finance significant life events such as a wedding, a personal ...
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30 October 2024
Monthly Loan Instalments: How Does it Work?
When considering financial products like loans, understanding repayment structures, particularly monthly instalments, is vital. Whether you’re takin...
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30 October 2024
How Many Months Do You Have to Work for a Personal Loan?
Personal loans are a common solution for individuals in South Africa seeking to cover unexpected expenses, consolidate debt, or finance major purchase...
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30 October 2024
Loan Conditions: Reading The Small Print
Loan terms outline the specific conditions and agreements that apply when obtaining a loan. These generally cover the repayment period, interest rate,...
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15 October 2024
What is a Credit-Builder Loan?
A credit-builder loan involves making regular, fixed payments into a designated savings account over a set period. Once the loan term ends, the lender...
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8 October 2024
What Salary Do You Have to Have For a R50 000 Amount of Loan?
Taking out a loan can be useful for covering large expenses, but not everyone qualifies for the same loan amount. If you’re considering applying for...
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29 September 2024
Credit Card vs. Personal Loan in South Africa
In certain situations, you might need additional funds to cover an unexpected emergency, finance a significant expense, or manage finances for a perio...
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5 September 2024
Facts About Loans
Loans are a vital financial tool for achieving various goals, whether it’s buying a home, funding education, or expanding a business. They come in d...
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26 August 2024
Credit Bureaus in South Africa
Credit bureaus are crucial to South Africa’s financial system, serving as custodians of credit information for both individuals and businesses. ...
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14 August 2024
What is Loan Disbursement?
Loan disbursement is a crucial phase in the borrowing process, where the lender releases the agreed-upon funds to the borrower. This stage marks the a...
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4 September 2024
Need a Loan to Pay All My Debts
Struggling with overwhelming debt can be a daunting experience, leaving you feeling trapped and uncertain about your financial future. One potential s...
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30 July 2024
What is an Overdraft Loan?
With an overdraft loan, banks give customers the flexibility to access extra funds beyond their available balance, helping to manage financial shortfa...
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26 June 2024
Peer-to-Peer Lending in South Africa
Peer-to-peer lending, often abbreviated as P2P lending, presents a revolutionary approach to borrowing and investing, circumventing traditional financ...
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18 July 2024
Pre-Qualified vs. Pre-Approved: What’s the Difference?
Understanding the distinction between being pre-qualified and pre-approved is important in various financial contexts, beyond just mortgages. Whether ...
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26 July 2024
Best Loans for Sassa Pensioners in 2024
South African Social Security Agency (SASSA) pensioners are elderly citizens who receive a monthly pension from the government to support their daily ...
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8 December 2024
Startup Loans in South Africa
Starting a business is never easy, especially when it comes to securing the necessary funding. In South Africa, where the entrepreneurial spirit is st...
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15 December 2024
List of the Best Loan Providers in South Africa in 2024
When it comes to loan providers, companies can host and offer a wide range of financial solutions to their clients. So which is the best ... Read more
27 November 2024
How do Interest Rates Affect Your Loan?
An interest rate is the amount that borrowers pay for the privilege of using someone else’s money, typically expressed as a percentage of the am...
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16 July 2024
Plan Your Dream Wedding with a Wedding Loan
A wedding loan is a financial product designed specifically to help couples cover the expenses of their big day. As weddings can be a significant Read more
27 November 2024
Why are Loan Interest Rates Going Up?
Interest rates play a vital role in the lending industry, determining the cost of borrowing for individuals and businesses. While interest rates can f...
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12 July 2024
What is a revolving loan?
Selecting the ideal credit solution depends on your requirements from the credit facility. Among the available choices, a revolving loan stands out fo...
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16 July 2024
Is Debt Consolidation A Good Idea?
Navigating the complex terrain of credit cards, student loans, and auto loans can be quite daunting, particularly when juggling multiple payments and ...
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16 June 2024
Top 5 benefits of a personal loan
Looking for a fast cash solution? A personal loan can offer quick access to cash without the steep interest rates often associated with credit cards,<...
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2 August 2024
Are you drowning in debts? Loan consolidation could be the answer
Do you have multiple loan repayments that you cannot manage? Do you have several loans that leave you with little to no money at the ...
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20 September 2024
Are Loans for Debt Review Clients Legal?
Debt counseling is a process crafted to assist South Africans grappling with their financial responsibilities. When someone finds it challenging to me...
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24 September 2024
Section 129 Letter
In South Africa, when dealing with credit agreements, you may encounter the term “Section 129 letter.” This isn’t just another piece...
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16 November 2024
I’m Blacklisted – Can I Purchase A Vehicle?
In South Africa, being “blacklisted” is a term used to describe individuals who have a negative credit history or unpaid debts, which can ...
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20 September 2024
Can I Get Car Finance With A Bad Credit Record?
The car finance industry in South Africa is extensive and diverse. It offers a wide array of options for individuals looking to finance a vehicle, Read more
24 September 2024
How vehicle finance with a balloon payment works
Vehicle finance, in its simplest form, is a way for people to buy cars without having to pay the full price upfront. Think of it ...
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16 June 2024
National Credit Act
The National Credit Act (NCA) is a piece of legislation in South Africa that came into effect in 2005. Its primary goal is to regulate ... Read more
20 September 2024
Loan Against Property
A Loan Against Property (LAP) is a straightforward financial concept. Essentially, it involves using your property as collateral to secure a loan from...
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29 June 2024
What is a Credit Agreement?
When it comes to managing your finances, understanding credit agreements can play a huge role. They can be important tools for financial stability, ye...
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16 June 2024
Taking out a loan as a student – What you need to know
Taking out a loan is an important financial decision and requires careful consideration. Students who take out loans to finance their education need t...
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29 June 2024
What is Bridging Finance?
Bridging finance, simply put, is a short-term financing solution that acts as a bridge between two financial transactions. The idea was to help buyers...
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15 December 2024
What is credit insurance?
Credit insurance is a safety net for businesses and individuals. It’s like having a reliable friend who steps in to help when things get tough...
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16 June 2024
What is a Credit Provider?
In South Africa, the financial landscape is as diverse as it is dynamic. It’s a mix of traditional banking institutions, innovative fintech star...
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16 June 2024
Plastic Surgery Loans and Financing Options
Plastic surgery is a type of surgical procedure that involves altering the appearance of a person’s body through cosmetic or reconstructive surg...
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16 June 2024
Exploring the Best Ways to Borrow Money
Borrowing money is a common practice for many individuals and businesses in South Africa. Whether it’s to cover unexpected expenses, start a new...
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