5 September 2024
Facts About Loans
Loans are a vital financial tool for achieving various goals, whether it’s buying a home, funding education, or expanding a business. They come in d...
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Loans
26 August 2024
Credit Bureaus in South Africa
Credit bureaus are crucial to South Africa’s financial system, serving as custodians of credit information for both individuals and businesses. ...
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14 August 2024
What is Loan Disbursement?
Loan disbursement is a crucial phase in the borrowing process, where the lender releases the agreed-upon funds to the borrower. This stage marks the a...
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4 September 2024
Need a Loan to Pay All My Debts
Struggling with overwhelming debt can be a daunting experience, leaving you feeling trapped and uncertain about your financial future. One potential s...
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30 July 2024
What is an Overdraft Loan?
With an overdraft loan, banks give customers the flexibility to access extra funds beyond their available balance, helping to manage financial shortfa...
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26 June 2024
Peer-to-Peer Lending in South Africa
Peer-to-peer lending, often abbreviated as P2P lending, presents a revolutionary approach to borrowing and investing, circumventing traditional financ...
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18 July 2024
Pre-Qualified vs. Pre-Approved: What’s the Difference?
Understanding the distinction between being pre-qualified and pre-approved is important in various financial contexts, beyond just mortgages. Whether ...
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26 July 2024
Best Loans for Sassa Pensioners in 2024
South African Social Security Agency (SASSA) pensioners are elderly citizens who receive a monthly pension from the government to support their daily ...
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7 May 2024
Startup Loans in South Africa
Starting a business is never easy, especially when it comes to securing the necessary funding. In South Africa, where the entrepreneurial spirit is st...
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13 May 2024
List of the Best Loan Providers in South Africa in 2024
When it comes to loan providers, companies can host and offer a wide range of financial solutions to their clients. So which is the best ... Read more
16 July 2024
How do Interest Rates Affect Your Loan?
An interest rate is the amount that borrowers pay for the privilege of using someone else’s money, typically expressed as a percentage of the am...
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16 July 2024
Plan Your Dream Wedding with a Wedding Loan
A wedding loan is a financial product designed specifically to help couples cover the expenses of their big day. As weddings can be a significant Read more
16 July 2024
Why are Loan Interest Rates Going Up?
Interest rates play a vital role in the lending industry, determining the cost of borrowing for individuals and businesses. While interest rates can f...
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12 July 2024
What is a revolving loan?
Selecting the ideal credit solution depends on your requirements from the credit facility. Among the available choices, a revolving loan stands out fo...
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16 July 2024
Is Debt Consolidation A Good Idea?
Navigating the complex terrain of credit cards, student loans, and auto loans can be quite daunting, particularly when juggling multiple payments and ...
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16 June 2024
Top 5 benefits of a personal loan
Looking for a fast cash solution? A personal loan can offer quick access to cash without the steep interest rates often associated with credit cards,<...
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2 August 2024
Are you drowning in debts? Loan consolidation could be the answer
Do you have multiple loan repayments that you cannot manage? Do you have several loans that leave you with little to no money at the ...
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29 June 2024
Are Loans for Debt Review Clients Legal?
Debt counseling is a process crafted to assist South Africans grappling with their financial responsibilities. When someone finds it challenging to me...
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29 June 2024
Section 129 Letter
In South Africa, when dealing with credit agreements, you may encounter the term “Section 129 letter.” This isn’t just another piece...
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16 July 2024
I’m Blacklisted – Can I Purchase A Vehicle?
In South Africa, being “blacklisted” is a term used to describe individuals who have a negative credit history or unpaid debts, which can ...
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29 June 2024
Can I Get Car Finance With A Bad Credit Record?
The car finance industry in South Africa is extensive and diverse. It offers a wide array of options for individuals looking to finance a vehicle, Read more
16 June 2024
How vehicle finance with a balloon payment works
Vehicle finance, in its simplest form, is a way for people to buy cars without having to pay the full price upfront. Think of it ...
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16 June 2024
National Credit Act
The National Credit Act (NCA) is a piece of legislation in South Africa that came into effect in 2005. Its primary goal is to regulate ... Read more
29 June 2024
Loan Against Property
A Loan Against Property (LAP) is a straightforward financial concept. Essentially, it involves using your property as collateral to secure a loan from...
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29 June 2024
What is a Credit Agreement?
When it comes to managing your finances, understanding credit agreements can play a huge role. They can be important tools for financial stability, ye...
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16 June 2024
Taking out a loan as a student – What you need to know
Taking out a loan is an important financial decision and requires careful consideration. Students who take out loans to finance their education need t...
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29 June 2024
What is Bridging Finance?
Bridging finance, simply put, is a short-term financing solution that acts as a bridge between two financial transactions. The idea was to help buyers...
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27 June 2024
What is credit insurance?
Credit insurance is a safety net for businesses and individuals. It’s like having a reliable friend who steps in to help when things get tough...
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16 June 2024
What is a Credit Provider?
In South Africa, the financial landscape is as diverse as it is dynamic. It’s a mix of traditional banking institutions, innovative fintech star...
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16 June 2024
Plastic Surgery Loans and Financing Options
Plastic surgery is a type of surgical procedure that involves altering the appearance of a person’s body through cosmetic or reconstructive surg...
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16 June 2024
Exploring the Best Ways to Borrow Money
Borrowing money is a common practice for many individuals and businesses in South Africa. Whether it’s to cover unexpected expenses, start a new...
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16 June 2024
Don’t Get Tricked: How to Recognise a Scam Message
Scam messages are fraudulent or deceptive messages designed to trick individuals into giving away their personal information, money or other valuable ...
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16 June 2024
Important Things to Consider When Interest Rates Are Raised
For many, the term ‘interest rates’ might appear as a complex financial concept, seemingly reserved for the corridors of banks rather than...
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27 June 2024
Spotting the Difference: Loan Scams vs Legitimate Lenders
Loan scams are fraudulent activities perpetrated by individuals or organizations that claim to offer loans. However, their true intention is to steal ...
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16 June 2024
Common Types of Loan Scams and How to Avoid Them
Loan scams are fraudulent activities that take advantage of individuals seeking loans. They are designed to deceive individuals into providing persona...
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16 June 2024
Identifying Warning Signs of Personal Loan Scams: How to Protect Yourself
A personal loan scam is a fraudulent scheme where a scammer pretends to be a legitimate lender to deceive borrowers into paying upfront fees, divulgin...
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16 June 2024
Find the best quick loan: Tips and tricks
In the vibrant heart of South Africa’s economy, quick loans have carved a distinct role, helping a large number of individuals navigate financia...
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27 June 2024
Loan Without Online Banking
South Africa, as one of the largest and most developed economies on the African continent, brags of a diverse financial landscape. The country has a Read more
2 August 2024
When to Use a Personal Loan to Pay Off Credit Card Debt
Switching your credit card debt for a personal loan might just be a clever choice. How so? Many personal loans offer interest rates that are ......
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1 September 2024
Watch Out For Scams: Fraud Targeting Arcadia Finance Customers
Arcadia Finance South Africa has picked up on a surge in scams misusing our name and logo. These scammers prey on folks in need of ...
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16 June 2024
Understanding Your Credit Score: A Beginner’s Guide
The world of finance can often seem like a network, but knowing your credit score and understanding how it works can serve as a compass, ... Read more
29 June 2024
How Part Payments and Installments Work
Part payment refers to the practice of paying for a product or service in smaller, regular increments rather than a lump sum. Installments, on the Read more
16 June 2024
Is Installment Payment always a profitable payment method?
Installment payments have become a high in demand method of payment in many countries, including South Africa. In this article, we will discuss the de...
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16 June 2024
How does installment payment work?
Understanding the mechanics of financial systems is crucial in today’s world. One of the most common payment methods you might encounter is the ...
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16 June 2024
How to Pay Off a Loan Fast
In the vibrant fabric of South African society, where diverse cultures unite, and life pulsates with rhythm, there is a silent tune that often goes Read more
27 June 2024
Loan protection
Loan protection, also commonly known as payment protection insurance (“PPI”), is a form of insurance coverage designed to assist borrowers in the ...
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29 June 2024
Loan Promise
In the realm of financial lending, a loan promise is an assurance made by a lender to a potential borrower, stating that they are provisionally ...
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21 June 2024
Can You Go to Court if You Don’t Pay Back a Loan?
When you take out a loan, you enter into a legally binding agreement to repay the borrowed amount along with any agreed-upon interest. However, life&#...
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16 July 2024
Can I apply for a loan in South Africa if I am a foreigner?
Foreigners who live or work in South Africa may need access to financing for different reasons, such as purchasing property, starting a business, or m...
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29 June 2024
How many private loans can you have at the same time
Private loans, also known as personal loans, are a type of loan that individuals can apply for to meet their personal financial needs in South ....
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16 June 2024
Credit report – For private individuals
In an era where data reigns supreme, your financial DNA is encapsulated within a numerical expression, your credit report. Within South Africa’s...
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16 June 2024
How to get a loan when you are not creditworthy?
Securing a loan, particularly in South Africa, can seem daunting if your creditworthiness isn’t up to scratch. It can feel like your financial p...
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16 June 2024
Can you get a loan without a credit check?
The global economic climate has consistently proven its volatility, and South Africa hasn’t been left unscathed. Recent years have seen economic...
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16 June 2024
How to Check Your Credit Score for Free
Navigating the world of finance and credit can often feel like you are navigating a maze. From credit cards and loans to bonds and more, ... Read more
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