New Year, New Goals
We have partnered up with new lenders, so now is a good time to send your loan application. Fill in a free application and you will receive loan offers today.
- Multiple loan offers
- Get approved today
- Free application – no commitment
Compare top lenders
Together with our partners, we provide access to up to 19 reputable banks and lenders. Explore offers tailored to your needs and choose the most suitable offer. Each lender abides by the regulations outlined by the South African National Credit Regulator (NCR).
Examples of loan offers
Male, 32
Loan Amount
R49,000
Loan Time
5 years
Interest Rate
15%
Monthly Repayment
R1165.71
Female, 49
Loan Amount
R22,000
Loan Time
15 years
Interest Rate
8%
Monthly Repayment
R210.24
Male, 35
Loan Amount
R15,000
Loan Time
8 years
Interest Rate
11%
Monthly Repayment
R235.63
Female, 41
Loan Amount
R30,000
Loan Time
6 years
Interest Rate
12.5%
Monthly Repayment
R594.34
Compare loans in 3 easy steps
Fill in our application
Complete our loan application in minutes. Just enter your details and choose your desired loan amount.
Choose a loan offer
Based on your responses, you will receive a variety of personalised offers from up to 19 lenders.
Get your money
You are free to accept or decline the offers as you please. The offers are non-binding.
Who can apply for a loan?
- You are over 18 years old
- You are employed and employment has lasted for more than 6 months
- Your loan should not be more than 8 times larger than your monthly income
Why use Arcadia Finance?
- 100% online: The whole application process is done online.
- Fast: Apply and get approved within minutes.
- Convenient: Compare over 10 banks with one application.
- Non-binding: You decide if you want to accept or decline your offers.
- Safe: Your personal data is safe with us – read more here.
About Arcadia Finance
Get your loan hassle-free through Arcadia Finance. There’s no application fee, and you can choose from up to 16 trusted lenders. Each lender abides by the regulations set by the National Credit Regulator in South Africa.
Frequently Asked Questions
Arcadia Finance is an online loan broker and not a lender. Offering a service that connects South African consumers to multiple banks and lenders with one application, enabling you to compare and select the most suitable loan offers.
– You are over 18 years old
– You are employed and employment has lasted for more than 6 months
– Your loan should not be more than 8 times larger than your monthly income
With Arcadia Finance, you can borrow anywhere from R100 to R350 000, depending on your needs and eligibility.
This totally depends on the lenders. If you have a good credit history and earn enough to cover the repayment terms, there shouldn’t be any problem getting a loan. The interest rate offered depends on the applicants’ credit score and other factors at the lender’s discretion. Interest rates charged by lenders can start as low as 20% APR, including an initiation and service fee determined by the lender.
Searching for a loan with Arcadia Finance will have no to minimal effect on your credit score. What affects your credit score the most is how you handle your loan repayment.
Unfortunately, you cannot apply if under debt review and we do not provide loans to clients who are blacklisted at any place.
Yes, pensioners can qualify for a loan. Each decision is, however, made individually. Please fill in the loan application to see your personal loan possibilities.
Instead of applying for a loan in several banks, we help you compare them with one quick application. We only partner with trustworthy NCR certified banks and lenders. If you are not satisfied with our loan offers, you can decide not to accept the offers free of charge.
How comparing loans work?
After submitting your loan application to us, we will send it over to a number of different banks and lenders for review.
Within minutes, you’ll receive a variety of loan options that are available for you. Select the one that best fits your needs.
Remember, all offers are no-binding, so if you don’t find what you’re looking for, you’re free to decline.
