21 February 2025
Best South African Gift Cards
The South African gift card industry is extensive, with two primary categories: physical gift cards and electronic (E-gift) cards. These cards cater to both personal ...
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Personal Finance
Empower your financial journey with practical tips on saving, investing, budgeting, and managing debt. Learn how to achieve financial freedom and make your money work for you.
17 February 2025
Emotional Spending Habits and How to Break the Cycle
Emotional spending occurs when individuals make purchases based on their emotions rather than genuine financial necessities. While almost everyone engages in emotional spending at some ...
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21 February 2025
How To Overcome Unemployment in South Africa
Joblessness is a widespread issue globally, particularly in South Africa, where many struggle to secure stable employment. The impact goes beyond financial hardship, affecting households ...
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12 February 2025
The Best Budget Apps Available in South Africa
Managing finances can be difficult in today’s challenging economy, particularly when burdened by excessive debt. A practical first step towards financial improvement is creating a ...
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12 February 2025
Emergency Help if You Have No Money or Food
South Africa has allocated substantial resources to social enrichment programmes, aimed at addressing inequality and mitigating the most severe impacts of poverty. These initiatives encompass ...
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12 February 2025
How To Get out of Debt When You are Broke
Few feelings are more helpless than trying to dig your way out of debt when you’re barely making ends meet — and you’re just one ...
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12 February 2025
Solar Panel Prices
In South Africa, companies across various sectors, including commercial and corporate entities, often contend with inconsistent electricity supply. A viable and long-term solution to this ...
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25 December 2024
Don’t Use a Personal Loan for Hollywoodbets and Betway
Gambling can be an exciting pastime, especially with the rise of platforms like Hollywoodbets and Betway in South Africa. However, the idea of funding this ...
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8 February 2025
How To Ask For Money Politely and Successfully
Requesting financial assistance requires a thoughtful and considerate approach. Such conversations can feel awkward for both parties, so handling the matter with respect and transparency ...
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13 February 2025
Average Salary in South Africa
Salaries in South Africa are influenced by various factors, including the industry, region, level of education, skills, and years of experience. The country’s economic conditions ...
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13 February 2025
Average Grocery Cost Per Month in South Africa
South Africa is a culturally diverse nation with a wide range of experiences, from its three capital cities to its stunning national parks. For expatriates, ...
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13 February 2025
How to Get Money for Free in South Africa?
Many individuals in South Africa are looking for ways to supplement their income or access funds without the burden of repayment. The concept of “free ...
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17 February 2025
Debt Relief in South Africa
Managing debt can feel overwhelming, especially with rising living costs and high interest rates. Many people in South Africa are under financial pressure, but debt ...
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12 February 2025
How Much Savings Are You Allowed To Have?
Saving money is an essential aspect of managing personal finances, yet many individuals in South Africa may be unsure about how their savings can impact ...
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12 February 2025
How Long Does Debt Review Last?
Debt review generally lasts between 36 to 60 months, although the exact duration depends on the total debt owed and the repayment conditions agreed upon. ...
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10 February 2025
Where to Find a Job in South Africa
Nowadays, if you’re considering a job change or seeking your first employment, there’s no need to visit companies in person with a printed CV or ...
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12 February 2025
Can I Leave Debt Review Early?
Withdrawing from debt review can be a complicated process, as it requires following specific legal regulations. If you’re currently under debt review but are considering ...
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8 February 2025
What Counts as Proof of Income?
Proof of income is often essential in various financial and professional situations. With an increase in fraudulent activities, the need for trustworthy documentation has become ...
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8 February 2025
How Can You Get ITC Clearance in South Africa?
ITC clearance is a crucial factor in improving your credit rating. By addressing and settling outstanding issues on your credit record, such as overdue payments, ...
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8 February 2025
Cheap Dinner Ideas in South Africa
Finding meals that are both tasty, nutritious, and affordable can feel like a challenge at times. However, with some planning and creativity in the kitchen, ...
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12 February 2025
What is a Retrenchment Cover?
Losing a job is one of the most difficult experiences a person may face in their working life. As the world deals with the aftermath ...
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8 February 2025
How Much Does a Divorce Cost in South Africa?
Divorce is a major life event that can bring a range of emotional and financial challenges. One of the key concerns for many individuals is ...
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8 February 2025
Grocery List South Africa: Tips and Hacks
Creating a grocery list is a key part of managing your budget, especially with the increasing costs in South Africa. Careful planning and smart shopping ...
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8 February 2025
How to Check if You Are Under Debt Review
Your financial status can sometimes feel like traversing a maze, especially when it comes to understanding the specifics of debt review. Being under debt review ...
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10 February 2025
How to Claim Unemployment Benefits in South Africa
When an employee in South Africa loses their job or becomes temporarily unable to work due to circumstances like illness or pregnancy, they may face ...
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17 February 2025
Financial Planning: Everything You Need to Know
Financial planning is a vital process that assists individuals and families in managing their income, expenses, investments, and savings to reach long-term financial goals. Whether ...
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12 February 2025
How to Save Money Monthly in South Africa
Saving money each month doesn’t have to be a challenge. With a few simple strategies, you can make small changes that add up to significant ...
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8 February 2025
How to Budget Your Salary
If your monthly net income is around R15,000, how do you plan to cover accommodation, groceries, insurance, medical expenses, debt repayments, and leisure activities without ...
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8 February 2025
How to Become a Millionaire in South Africa?
Achieving millionaire status is a goal many people aim for, and in South Africa, where economic opportunities come with their own set of challenges, the ...
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12 February 2025
How to Ask for a Salary Increase?
If you believe your efforts and contributions merit better compensation, you have two primary options: pursue a higher-paying job or ask for a salary increase ...
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8 February 2025
How to be Financially Free?
Financial freedom is a goal that many strive for, though it can often seem out of reach. It means having adequate savings, investments, and readily ...
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8 February 2025
What is an Emergency Fund?
An emergency fund, often seen as a key component of financial stability, is a reserved amount of money set aside to handle unexpected expenses without ...
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8 February 2025
Side Hustle Ideas in South Africa
Exploring creative and practical ways to supplement your income can lead to financial stability and personal fulfillment. From utilizing your existing skills to discovering new ...
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8 February 2025
Monthly Budget Template
Managing your finances effectively is crucial for maintaining financial stability and achieving long-term goals. A monthly budget template can be an invaluable tool in helping ...
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8 February 2025
Savings Challenge
Many South Africans face challenges with saving money, especially amid rising living costs and persistent debt. While the immediate solution might seem to be increasing ...
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5 January 2025
What Happens if You Can’t Pay Your Debt in South Africa
Many South Africans face the harsh reality of debt. With living costs rising faster than most salaries and unemployment rates climbing, financial instability is a ...
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8 February 2025
Work From Home Jobs in South Africa
How can you make money from home? In South Africa, there are numerous opportunities to work remotely if you’re prepared to think creatively. By utilising ...
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8 February 2025
Organising Finances and Dealing with the Practicalities of Loss
Coping with the loss of a loved one is always tough, and it’s normal to experience a range of emotions. But even in the midst ...
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8 February 2025
What are Fixed Expenses?
Crafting a budget necessitates a keen understanding of distinguishing between fixed and variable expenses. Fixed expenses are those that remain constant each month, making them ...
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8 February 2025
How to Save Electricity
In South Africa, managing electricity consumption is vital not only for reducing household expenses but also for easing the strain on the national power supply. ...
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8 February 2025
Highest Paying Jobs in South Africa
Contemplating a move to South Africa, or just intrigued about where the big money rolls in the Rainbow Nation? South Africa’s standing as a top ...
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8 February 2025
How To Make Extra Money In South Africa
Looking to increase your income in South Africa? Side hustles provide a great way to improve your financial situation and achieve your money goals. With ...
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6 February 2025
Debt Review in South Africa
Debt Review, often referred to as debt counselling, is a process created to assist individuals who are struggling financially. It’s a way to help people ...
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6 February 2025
What is a Debt Review Clearance Certificate?
The Debt Review Clearance Certificate, commonly referred to as the DRCC, is a legal document you receive once you’ve successfully completed the debt review process. ...
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6 February 2025
Prescribed Debt: A Complete Guide
Prescribed debt may sound intricate, but it’s relatively simple when dissected. In South Africa, if you have outstanding debt and fail to repay it within ...
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6 February 2025
How Much Does a Private Jet Cost?
Private jets are a luxurious mode of transportation often associated with wealthy individuals and business executives. This type of aircraft provides convenience, flexibility, and privacy ...
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6 February 2025
How much does a Pilot earn?
Pilots are skilled professionals who play a crucial role in the aviation industry. Their responsibilities range from ensuring the safety of passengers to operating complex ...
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6 February 2025
Countries with the highest debt
When you think about debt, you probably think about personal or business obligations – home loans, student loans, credit cards or company loans. However, debt ...
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6 February 2025
Mezzanine Debt: What It Is, How It Works, and Examples
A realm within the world of corporate finance that often bewilders the unacquainted, mezzanine debt is an intriguing financing strategy used by businesses globally. For ...
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6 February 2025
Pros and Cons of Consolidating Your Debt
Navigating the financial landscape in any country can be tricky, and South Africa is no exception. Among the many tools at our disposal to manage ...
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6 February 2025
What is technical debt and how to pay it off
Welcome to this broad guide on technical debt, a concept that’s as important to the tech industry as financial debt is to economics. By understanding ...
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6 February 2025
How Net Debt Is Calculated and Why It Matters to a Company
In the realm of finance and business, understanding different financial metrics is paramount for strategic planning and informed decision-making. A particularly compelling metric in the ...
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6 February 2025
What Is Sovereign Debt and What Are Its Unique Features?
We’ve all heard of debt. It’s a common term in our day-to-day lives. However, when we scale that concept up to the level of an ...
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6 February 2025
Subordinated Debt: What It Is, How It Works, Risks
Subordinated debt is one such term that demands our attention. By drawing back the curtain on this financial instrument, elucidating what subordinated debt is, how ...
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