Quick Loans

Quick loans – Find the best offer

Need a quick financial fix? Take 2 minutes to fill in our free online application. You will receive loan offers immediately!

  • Borrow R100 – R350 000
  • Loan offers from up to 16 banks & lenders
  • Quick application and payment
  • Free application without commitment
Apply now!

Compare top lenders

Together with our partners, we provide access to up to 19 reputable banks and lenders. Explore offers tailored to your needs and choose the most suitable offer. Each lender abides by the regulations outlined by the South African National Credit Regulator (NCR).

How much do you need?

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✔ Over 2 million South African's have chosen Arcadia Finance

*Representative example: Estimated repayments of a loan of R30 000 over 36 months at a maximum interest rate including fees of 27,5% APR would be R1232.82 per month.
Loan amount R100 - R350 000. Repayment terms can range from 3 - 72 months. Minimum APR is 5% and maximum APR is 60%.
Myloan

We work with Myloan.co.za. A leading loan marketplace in South Africa.

Who can apply for a payday loan?

  • You are over 18 years old
  • You are employed and employment has lasted for more than 6 months
  • Your loan should not be more than 8 times larger than your monthly income

What is Arcadia Finance?

Arcadia Finance helps South Africans in the search for loans from different banks and lenders through our loan broker partners. We provide access to up to 19 reputable banks and lenders. By filling our loan application you will get multiple loan offers, which you can compare and select the most suitable offer. The service we offer is completely free of charge and you will not commit to anything by requesting for loan offers via Arcadia Finance. We only work with trusted loan brokers who collaborate with NCR licensed banks and lenders in South Africa.

Apply now

Compare loans in 3 easy steps

step1

Fill in our application

Complete our loan application in minutes. Just enter your details and choose your desired loan amount.

step2

Choose a loan offer

Based on your responses, you will receive a variety of personalized offers from up to 19 lenders.

step3

Get your money

You are free to accept or decline the offers as you please. The offers are non-binding.

About Arcadia Finance

Easily secure your quick loan through Arcadia Finance. Applying is free, and you have the option to pick from 16 reputable lenders. We only work with trusted loan brokers who collaborate with NCR licensed banks and lenders in South Africa.

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Apply Now: Get Loan Offers from Top Lenders

Frequently Asked Questions

What is Arcadia Finance?

Arcadia Finance is an online loan broker and not a lender. Offering a service that connects South African consumers to multiple banks and lenders with one application, enabling you to compare and select the most suitable loan offers.

How much does it cost to use Arcadia Finance?

It is completely free and non-binding to compare loans on Arcadia Finance.

What are the basic requirements for borrowing money?

– You are over 18 years old
– You are employed and employment has lasted for more than 6 months
– Your loan should not be more than 8 times larger than your monthly income

Will I be accepted for a loan?

This totally depends on the lenders. Each loan provider will have different terms and amounts that they offer based on your information. If you have a good credit history and earn enough to cover the repayment terms, there shouldn’t be any problem getting a loan.

Will searching for a loan affect my credit score?

Searching for a loan with Arcadia Finance will have no to minimal effect on your credit score. What affects your credit score the most is how you handle your loan repayment.

How much can I borrow?

You can borrow anywhere from R100 to R350 000, depending on your needs and eligibility​.

How long can I borrow for?

The repayment terms range from 3 months to 72 months. This flexibility allows you to choose a term that suits your financial situation​.